Budget Smudget

Remember that one time when we all jumped on Stephanie’s Wallet Watch bandwagon? Yeah, I remembered that one time the whole damn month of April. A spending freeze was one of my winter goals that I never accomplished. I wanted to go a month without purchasing stuff that was not budgeted. Well, this was a wallet watch challenge, not a spending freeze. In theory, it sounded better to me.

My parameters:

1. Eat out only once a week for lunch.

2. Stay in more on the weekends, going out to eat minimally.

3. Do not spend any extra money on items that were not planned purchases.

How did I do?

We did pretty good on staying in more on the weekends. We didn’t really go crazy at all as a matter of fact.

I did eat lunch out on Fridays with my girls group as planned, however, I did have one extra lunch out with my friend Amanda whom I have been trying to meet up with for a long time. While it was an infraction, it was well worth it.

Oh, and I had a blate with Meighan that was unplanned, but I a mean really? It was totally worth it!

Where else did I have an infraction you ask?

Well, because I am such a beast, I out grew my light weights and had to go purchase some new ones. I don’t really see this as an unnecessary spend as it was for my health….but it was not planned.



Also, I needed a new stability ball as mine is from college and has seen better days. I mean, it was like $9.87 at Walmart and again…something I needed for my health.


Umm just so you know, her abs do not come in the box. I was disappointed too.

About mid month I realized that I had not a thing to wear to my friend’s wedding that I would be attending. My usual dress that I wear happened to be the color of her bridesmaid dresses and mother dresses and while I would have loved to just pretended I was in the bridal party…I didn’t want to ruffle any feathers. Soooo basically this unplanned purchase was a necessity as well.

I mean….the dress was on sale AND I had a coupon. It ended up being $31.99. I was loosing money by not purchasing it. Or something like that.

So, how do I feel about wallet watch?

I don’t like to restrict myself. I am glad I participated at least once to say I did it…but I am not a huge fan. I don’t really think that I spend a lot of unnecessary money to start with. I work hard….I like to enjoy myself a little bit. Plus, retail therapy is real my friends. And it is great.

What did I learn?

As you saw above, I can justify just about anything. Ha!

In other budget news, one of my goals for spring was for Chris and I to create a budget to sort of follow. Chris actually did it on his own before we even talked about it…so yay for goals accomplished that I didn’t even have to do! He built in money for going out, fun money and the necessities…as well as money to transfer to savings and such. I would much rather have that then a wallet watch or spending freeze. It sounds less constricting in my head.

We also found ways to cut down on some of our bills like our cell phone bill, satellite, an error on our home owners insurance, and a few other things. So yay!!!! Pay close attention to those things, they are not error proof, and you might be paying for services you aren’t using.

Did you participate in wallet watch? How did you do? What do you do to save money? Have you ever created a budget to follow?


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  • Reply SMD @ Life According to Steph May 6, 2014 at 12:41 pm

    I have an excel budget that I’ve lived by for years.

    I’m not good at restricting my spending when I’m not saving for something in particular.

  • Reply Kelli May 6, 2014 at 2:32 pm

    I’m horrible at not spending, I always justify to myself why I need something. That being said I was thinking maybe I would join in on the next spending freeze to see what happens.

  • Reply Kristen May 6, 2014 at 2:51 pm

    getting new weights so dont count! i think you did fairly awesome!

  • Reply jackie May 6, 2014 at 3:23 pm

    it sounds like you did pretty well! your unplanned purchases made sense, so why not?

  • Reply Amanda Elizabeth May 6, 2014 at 3:27 pm

    I mean that dress looks amazing on you and totally affordable total win win! I hate “freeze” type of things but I think having a conscious awareness of unnecessary spending is eye opening! Also if I can stay away from Target I usually do great with my spending 😉

  • Reply Jana @ The Townhouse Pioneer May 6, 2014 at 3:51 pm

    I love that through this, so many people found ways to cut expenses. So even if we didn’t do perfectly, in the long run, it’ll pay off. Literally and figuratively. Also, I don’t think unplanned health expenses count. I bought a running app and I totally didn’t count that. Because exercise and health.

  • Reply MJ @ Luck Fupus May 6, 2014 at 4:04 pm

    I call sales that you CANNOT pass up (i.e.: your gorgeous dress!) Rare Business Opportunities. They may not come along often, but when they do, you HAVE to go for it!

    Thanks for linking up with me and Steph! 🙂

  • Reply kathy@vodkandsoda May 6, 2014 at 4:17 pm

    yeah…i screwed the pooch on wallet watch 2wks into it. i looked at my husband as we were signing our life away for a new bbq and said: well, i guess we fucked wallet watch again. and he goes “wtf is wallet watch?”. DOESN’T HE KNOW ANYTHING?! LOO

    Vodka and Soda

  • Reply kathy@vodkandsoda May 6, 2014 at 4:17 pm

    and by “LOO” i obviously mean LOL. stupid typo!!

  • Reply Lindsay | Broke and Bougie May 6, 2014 at 4:52 pm

    I’m pretty sure it doesn’t count if you find an awesome deal that is un-pass-up-able right??

  • Reply brooke lyn May 6, 2014 at 5:06 pm

    i will always support purchases that are for your ‘health’ workout clothes, healthy foods, new workout items, etc. always justified in my mind haha

  • Reply Dani May 6, 2014 at 5:52 pm

    Fitness costs don’t count (especially when they’re that low)- it’s for your health which will also benefit you in the future! And that dress is super cute- and a necessity- not so good to match the wedding party! Looks like you rocked the Watch!

  • Reply Lauren May 6, 2014 at 6:52 pm

    I think it’s fine. I like working under a budget better, too, with of course some cushion built in because life happens. Also I am super impressed with your 10 lb weights!

  • Reply Amanda May 6, 2014 at 7:22 pm

    I want those wedges! Where’d you get them?! (Wallet Watch is OVER, bitches! muahahaha)

  • Reply Laura May 6, 2014 at 11:19 pm

    I’m super impressed that you stuck very close to it!! But that dress is ahh-mazing! And 10 pounds! Holy moly. Get it girl.

  • Reply Kerry May 7, 2014 at 1:15 am

    The dress was totally worth it! I like a wallet watch better than the freeze otherwise I want to buy everything!!!

  • Reply Liz @ Fitness Blondie May 7, 2014 at 1:35 am

    I love the dress with the shoes – your outfit turned out so cute.

    You know what, since you guys enjoy going out for meals use Groupon, Amazon Local, and LivingSocial. I buy deals on there ALL of the time and it is awesome! Like spend $10 and get a $20 giftcard to a particular restaurant. It saves me a LOT of money.

  • Reply Wendy@BlushandBarbells May 7, 2014 at 1:52 am

    BEAST UP!! I’m so proud of you!

  • Reply Jessi May 7, 2014 at 3:17 am

    I LOVE the things you bought – for your health and for your pretties 🙂 🙂

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